Commercial Banking Services
Enabling Financial Firms to Transform Operations and Improve Service Delivery
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Banking
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Banking Services Transformation: Unlocking Exponential Value
TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
Related Insights
TCS’ solution enables lenders to digitalise, automate, and standardise the mortgage value chain, helping them keep pace with digital trends and transform CX.
Solution
24 Apr 2025
Digitizing property data using distributed ledger technologies and blockchain systems can help the UK govt ease the property registration process. Learn more.
White Paper
24 Apr 2025
Digital technologies and open banking can help facilitate a mortgage experience as seamless as an ecommerce purchase transaction and meet customer expectations.
White Paper
24 Apr 2025
CHALLENGE
The growing popularity of online and mobile banking is challenging traditional payment methods. This has pushed the banks to digitalize trade and adopt supply chain finance products. Additionally, robust credit evaluation and underwriting processes are needed for a healthy loan book. All this, coupled with the entry of non-banking players, is prompting banks to reduce operational costs by streamlining, transforming, and consolidating processes.
TCS SOLUTION
TCS provides:
- Transaction processing: Support for payments and cash management, trade finance, and commercial lending; a vast range of solutions for origination, servicing, customer service, compliance, billing, reporting, and reconciliation
- Domain consulting: Process evaluation and benchmarking, operational efficiency assessment, to-be process maps, transformation opportunity consulting, and digital roadmap creation
- Change management: Support for IT platform roll-outs, business and/or functional requirement documentation, business analysis, UAT services, project management, and enterprise services
- Cognitive solutions: TCS Trade Finance Transformation Suite and Integrated Commercial Lending Automation Digitization and Analytics Framework, optical character recognition (OCR), automated document checker, automated sanctions
BENEFITS
TCS’ commercial banking solutions and services can help banking and financial firms realize the following benefits:
Payments
- About 30% to 40% reduction in repair rates by reducing manual efforts
- Cost optimization through automation and enhancement of existing investigation workflows
Trade
- Up to 40% cost savings through process reengineering and automation
- Mitigation of fraud and sanction risks by implementation of robust controls
Lending
- Enhanced process efficiency and scalability as well as improved accuracy
- Nearly 150 MM+ reduction in risk exposure through process improvements
Related reading
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Banking
Distributed Ledger Technologies and Blockchain Systems in UK Mortgages
White Paper
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24 Apr 2025
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2/4
Banking
Adopting digital technologies for seamless digital mortgages
White Paper
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24 Apr 2025
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3/4
Banking
Consulting
TCS Digital Mortgage Suite: Improved Customer Experience and Growth
Solution
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24 Apr 2025
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4/4
Banking
Next-gen cash and liquidity management for better treasury operations
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08 Apr 2025
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