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07 Nov 2024 Strong Industry Focus, Client Centricity Help TCS Bag 15 International Stevie Business Awards

20 Sep 2024 TCS Sustainathon Challenges Youth to Ideate and Invent Clean, Affordable Energy Solutions in South Africa

19 Sep 2024 Idea on Smart Water Conservation Solution Wins Inaugural Edition of TCS Sustainathon Saudi Arabia

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07 Nov 2024 TCS Positioned as a Leader in Everest Group’s MPHRO PEAK Matrix®2024

22 Oct 2024 TCS Accelerates Business Transformation Amid Significant Changes

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08 Nov 2024 TCS BaNCS at CorpActions 2024, London

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Click here or press enter to go to homepage Opens in new tab

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What we do

OverviewPress tab for submenu items
TCS is here to make a difference through technology.

Leading the way in innovation for over 55 years, we build greater futures for businesses across multiple industries and 55 countries.

Discover all solutions
Industries
Services
Products and Platforms
Research & Innovation
- TCS Research
- TCS Pace™

Overview

Industries expand here

Banking
Capital Markets
Consumer Goods and Distribution
Communications, Media, and Information Services
Education
Energy, Resources, and Utilities
Healthcare
High Tech
Insurance
Life Sciences
Manufacturing
Public Services
Retail
Travel and Logistics

Services expand here

Artificial Intelligence
Cloud
Cognitive Business Operations
Consulting
Cybersecurity
Data and Analytics
Enterprise Solutions
IoT and Digital Engineering
Network Solutions and Services
TCS Interactive
Sustainability Services

Products and Platforms expand here

TCS ADD™
TCS BANCS™
TCS BFSI Platforms
TCS CHROMA™
TCS Customer Intelligence & Insights™
TCS ERP on Cloud
ignio™
TCS iON™
TCS HOBS™
TCS Intelligent Urban Exchange™
TCS OmniStore™
TCS Optumera™
TCS Tap™
Quartz™ – The Smart Ledgers™
TCS TwinX™
TCS MasterCraft™
Jile™

Research & Innovation expand here

TCS Research
TCS Pace™

Who we are

OverviewPress tab for submenu items
We’re in it for good, driving positive change for the benefit of all.

Our expert, committed team put our shared beliefs into action – every day. Together, we combine innovation and collective knowledge to create the extraordinary.

Discover the difference
About Us

Overview

About Us expand here

Leadership
Corporate Sustainability
Diversity, Equity, and Inclusion
Corporate Social Responsibility
The TCS Way
Sports Sponsorships
Alliances

Insights

OverviewPress tab for submenu items
Extraordinary expertise leads to remarkable results.

We share news, insights, analysis and research – tailored to your unique interests – to help you deepen your knowledge and impact.

Discover Expert Insights
Customer Stories
Perspectives
Global studies
Topics

Overview

Customer Stories

Perspectives

Global studies

Topics expand here

Metaverse
Sustainability
Cybersecurity
Blockchain
Cloud
Future of Work
Health & Wellness
IoT
Data Analytics and Storage

Careers

OverviewPress tab for submenu items
Want to be a global change-maker? Join our team.

At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

Join us
India
- India
Americas
- Argentina
- Brazil
- Canada
- Chile
- Colombia
- Ecuador
- Mexico
- Peru
- Uruguay
- USA
Asia Pacific
Europe and UK
- Belgium
- Denmark
- Estonia
- Finland
- France
- Germany
- Hungary
- Ireland
- Italy
- Luxembourg
- Netherlands
- Norway
- Poland
- Portugal
- Spain
- Sweden
- Switzerland
- United Kingdom
Middle East and Africa
- Bahrain
- Israel
- Kuwait
- Qatar
- Saudi Arabia
- South Africa
- United Arab Emirates

Overview

India expand here

India

Americas expand here

Argentina
Brazil
Canada
Chile
Colombia
Ecuador
Mexico
Peru
Uruguay
USA

Asia Pacific expand here

Australia
Mainland China
Hong Kong SAR
Indonesia
Japan
Malaysia
New Zealand
Philippines
Republic of Korea
Singapore
Chinese Taipei
Thailand

Europe and UK expand here

Belgium
Denmark
Estonia
Finland
France
Germany
Hungary
Ireland
Italy
Luxembourg
Netherlands
Norway
Poland
Portugal
Spain
Sweden
Switzerland
United Kingdom

Middle East and Africa expand here

Bahrain
Israel
Kuwait
Qatar
Saudi Arabia
South Africa
United Arab Emirates

Newsroom

OverviewPress tab for submenu items
Find the latest news about TCS in our Newsroom

Get access to a catalog of the latest news stories from across TCS. Discover our press releases, reports, and company announcements.

Discover more
Press releases

Recent Press releases

07 Nov 2024 TCS Signs Multi-Year Deal with Air France-KLM to Accelerate Data-Driven Aviation

04 Nov 2024 TCS Sydney Marathon Becomes One of the Seven Most Prominent Races on the Planet

30 Oct 2024 TCS Partners with Insper in Brazil, Invests R$ 50Mn to Accelerate Innovation Across South America

View all
News alerts

Recent News

07 Nov 2024 Strong Industry Focus, Client Centricity Help TCS Bag 15 International Stevie Business Awards

20 Sep 2024 TCS Sustainathon Challenges Youth to Ideate and Invent Clean, Affordable Energy Solutions in South Africa

19 Sep 2024 Idea on Smart Water Conservation Solution Wins Inaugural Edition of TCS Sustainathon Saudi Arabia

View all
Analyst recognition

Recent recognitions

12 Nov 2024 TCS Recognized by Everest Group as a Leader in Guidewire Services

07 Nov 2024 TCS Positioned as a Leader in Everest Group’s MPHRO PEAK Matrix®2024

22 Oct 2024 TCS Accelerates Business Transformation Amid Significant Changes

View all
Events

Upcoming events

29 Nov 2024 TCS Corporate Challenge for Standard Chartered Singapore Marathon 2024

08 Nov 2024 TCS BaNCS at CorpActions 2024, London

29 Oct 2024 TCS at OpenText World 2024

View all
Media kit

Overview

Press releases

News alerts

Analyst recognition

Events

Media kit

Investors

OverviewPress tab for submenu items
TCS works hand in hand with world-leading investors.

Tata Consultancy Services Limited

NSE:TCS

INR

Discover more
Management Commentary
- Latest Quarter Commentary
- Annual Report Section
Financials
News and Events
ESG
Resources

Overview

Management Commentary expand here

Latest Quarter Commentary
Annual Report Section

Financials expand here

Quarterly Earnings Reports
Download TCS Data Sheet
Erstwhile CMC Financials

News and Events expand here

Press Releases
Corporate Actions
Events
Calendar

ESG expand here

Environment
Social
Governance
Policies and Reports
Stakeholder Engagement and Identification of Material Issues

Resources expand here

Investor FAQs
eTDS Portal
Stock Information
Analyst Coverage
Subsidiaries
Subscribe to Investor Updates
Unclaimed Dividend Information

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Property and Casualty Insurance: Prospering in a Post-pandemic World

Kanya Saraswathy C

Head, Commercial and Reinsurance, Insurance Industry Advisory Group, Banking, Financial Services, and Insurance, TCS

K Ramamoorthy

Head, Insurance Industry Advisory Group, Banking, Financial Services and Insurance, TCS

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Property and Casualty Insurance During COVID-19 Crisis (7 pgs)

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Future-proofing P&C insurers to weather COVID-like scenarios in the future

The COVID-19 impact on the property and casualty (P&C) insurance industry has been varied, with dwindling premium income in personal lines, increasing demand in professional liability, and a slowdown in specialty lines. Given that the domino effect of the crisis on the P&C insurance industry will last for a few years, carriers need to focus on offering digital insurance, reimagine business operations, and future-proof to weather similar storms. Accomplishing this will require business model innovation by embracing purpose-led ecosystems and building a digital core to become future-ready.

Once a measure of stability is achieved, P&C insurance firms must initiate concerted action on transformation initiatives centered on future-proofing. The transformation initiatives must focus on: