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Premraj RS is an Industry Advisor with TCS’ Banking, Financial Services, and Insurance (BFSI) unit. With over two decades of experience, he currently works with a large North American bank in the cards and payments domain. Premraj has led various strategic banking transformation projects for TCS’ clients and specializes in consulting and delivery engagements covering solution definition and design in areas such as payment cards issuing and acquiring, payment scheme clearing, and settlement services.