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BFSI Platforms / White Paper
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How product rationalization can help insurers modernize life & annuity products
The life and annuities sector is riddled with a multitude of unique challenges.
- Presence of countless similar products has complicated business process flow.
- Use of legacy systems has become a financial liability in the long run and technical maintenance is no longer cost-effective.
- Ever-growing variations in legacy policy administration systems have created operational issues that impact both workforce productivity and customer experience.
- Consistent use of legacy data has constrained modernization efforts and shifted old problems onto newer platforms.
- Prevalence of legacy policy administration system in insurance has made it difficult to identify profitable products.
- Lack of an upgrade in the standard operating procedures of policies has added to redundant costs.
- Myriad calculations for different products have further complicated matters.
Rationalization could help firms reduce operational complexity and overcome these challenges.
Related reading
1/4
TCS BFSI Platforms
Enabling ecosystem play for future-ready pension providers
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26 May 2022
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2/4
TCS BFSI Platforms
Adapting business for the new normal
White Paper
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25 May 2022
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3/4
TCS BFSI Platforms
Insurance products - Decode, rationalize, and modernize
White Paper
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23 May 2022
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4/4
TCS BFSI Platforms
Platformification of Policy Administration System in Insurance
White Paper
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03 Aug 2021
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